> For the complete documentation index, see [llms.txt](https://docs.jollof.fi/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.jollof.fi/products/baki/mint.md).

# Mint

To mint ***zTokens***, the user must deposit Celo USD (***cUSD***) as collateral. \
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The user can then select how much ***zUSD*** they wish to mint. The user can input any value of zUSD capped by a minimum collateralization ratio of 150.00%. 

If a user wants to deposit collateral without minting any ***zUSD*** they can simply leave the mint input box at 0.0. Similarly, if they would like to mint ***zUSD*** without depositing any collateral they can leave the deposit input box at 0.0, provided that the user has sufficient headroom in their collateralization ratio to mint additional ***zUSD**.*